Lower Hudson Valley
Outdoor Adventure ● Nearby NYC ● Rolling Hills ● Art & Culture
Whether you like horse racing or not, living in this area can best be described as a trifecta—suburban charm, outdoor adventure and proximity to urban culture. Residents here enjoy a relaxed and friendly atmosphere, surrounded by picturesque landscapes and a host of pleasurable activities. When it comes to outdoor pursuits, the area features stunning natural beauty, with numerous parks, trails, and scenic spots. Blue Mountain Reservation is a local gem, offering hiking trails, mountain biking paths, and breathtaking views. Residents can spend weekends exploring the great outdoors, whether it's picnicking by the Hudson River, enjoying a leisurely walk along the trails, or embarking on a challenging hike to the mountain's summit.
Proximity to New York City adds an extra layer of excitement to the living experience. A short train ride away, the Big Apple offers endless opportunities for entertainment, dining, shopping, and cultural exploration. Whether you want to catch a Broadway show, visit world-renowned museums, or simply wander through the bustling streets, New York City is within easy reach, allowing residents to have the best of suburban tranquility and urban excitement.
Political Impact
House: Districts 17 and 19
Both the the 2024 House race in New York's 17th Congressional District and New York's 19th Congressional Districts are rated as toss-ups by the Cook Political Report. They were two of only 18 districts that voted for Joe Biden in the 2020 presidential election while being won or held by a Republican in 2022.
And, after dramatically underperforming in New York in 2022, Democrats' performance in New York State in 2024 will likely determine whether Democrats can retake control of the House.
Affordability
The Lower Hudson Valley, encompassing areas like Westchester and Rockland Counties, presents a different story compared to its mid and upper counterparts. Housing costs here are significantly higher than the national average, likely reflecting the region's proximity to New York City. While some pockets offer slightly more affordable options, expect a premium for charming towns, excellent public schools, and the convenience of being close to the bustling metropolis. For those seeking a more budget-friendly alternative, exploring communities further north in the mid or upper Hudson Valley might be a better fit.
See housing options in Cortlandt →
See housing options in Pound Ridge →
See housing options in Carmel →
See housing options in Germantown →
See housing options in Hudson →
See housing options in Catskill →
Highlighted Communities
Cortlandt
Suburban ● $$ ● Schools: A ● Crime: N/A ● Community Health: Above Average ● Airport: 30 - 60 Minutes
Cortlandt offers a taste of suburban tranquility within reach of its polar opposite: New York City. The spacious neighborhoods are lined with trees and single-family homes, where families and young professionals find a comfortable place to settle in. Parks and recreation areas pepper the landscape, providing opportunities for outdoor activities and fostering a sense of community connection. One of the defining characteristics of Cortlandt is its strong focus on family life. The town boasts excellent public schools, a variety of recreational activities for all ages, and a safe and supportive environment where children can thrive. This, coupled with the (relatively) moderate cost of living makes Cortlandt an attractive option for families seeking a nurturing environment to raise their children.
Great for: Families, Retirees, Young Professionals, Diversity
Pound Ridge
Suburban ● $$$ ● Schools: A ● Crime: A ● Community Health: Above Average ● Nearby Airport ● Charming Town
Pound Ridge is a charming town offering a blend of rural serenity, small-town warmth, and convenient access to modern amenities. Residents wake up to the sounds of nature, surrounded by breathtaking scenery. Pound Ridge boasts ample green space, providing a peaceful escape from the demands of city life. Families seeking a nurturing environment for their children will find much to appreciate in Pound Ridge. The town boasts highly-rated public schools and a low crime rate, allowing families to raise their children with peace of mind. Its convenient location near larger towns like Bedford Hills and White Plains ensures easy access to diverse amenities and vibrant entertainment options. Nature enthusiasts will find themselves at home here, with the area offering ample opportunities for hiking, biking, and exploring the beauty of the surrounding landscapes. And, many residents take advantage of the relatively short commute to NYC for both work and fun.
Great for: Families, Retirees, Young Professionals
Carmel
Suburban ● $$$ ● Schools: A ● Crime: B ● Community Health: Average ● Airport: 30 - 60 Minutes ● Arts ● Walkable
Carmel offers a captivating blend of small-town charm and vibrant artistic energy. Main Street is lined with quaint shops, cafes with plenty of outdoor seating, and historic buildings giving a hint of its rich past. Carmel is a particular haven for creative souls. Art galleries showcasing local and regional talent abound, while Putnam Arts Center offers a hub for workshops, exhibits, and artistic inspiration. First Fridays, a monthly event where galleries extend their hours, allows residents to immerse themselves in the creative energy and connect with the artistic community. Carmel is also located amid breathtaking natural beauty. Rolling hills, lush greenery, and the nearby Lake Mahopac provide a stunning backdrop to daily life. Residents enjoy weekend hikes in Fahnestock State Park, kayaking on the lake, and relaxing in surrounded by nature. While Carmel retains its small-town character, it isn't without modern conveniences. The downtown area offers a variety of restaurants, from casual cafes to fine dining establishments as well as essential shops and services. However, for those who crave more extensive shopping, dining and entertainment options, a day trip to nearby Poughkeepsie or New York City is achievable. Good public schools, coupled with recreational activities offered by the Putnam Parks and Recreation department, provide a nurturing environment for children. Additionally, the abundance of green spaces and parks allows families to connect with nature and enjoy the outdoors together. Life in Carmel revolves around a slower pace. Evenings are typically quieter, with opportunities to stargaze, enjoy a leisurely dinner with friends on a restaurant patio, or attend local events under the open sky. The focus here is on relaxation and enjoying the simple pleasures of small-town living. Overall, Carmel, is an ideal place for those seeking a charming and artistic escape. It caters to nature lovers, art enthusiasts, families, and anyone who values a peaceful and comfortable small-town lifestyle with easy access to scenic beauty.
Great for: Families, Young Professionals, Diversity
Germantown
Suburban ● $$ ● Schools: B ● Crime: A ● Community Health: Average ● Airport: 30 - 60 Minutes ● Charming Downtown
Germantown is a charming Columbia County town that offers a taste of rural serenity with a touch of suburban convenience. The rolling hills are dotted with farms and preserved lands and life revolves around a simpler rhythm. Evenings are typically quiet, perfect for enjoying stargazed skies, cozying up with a good book, or spending quality time with loved ones. While the town itself might not have a plethora of entertainment options, the surrounding area offers numerous parks and recreational activities. Exploring nature trails, picnicking in the park, or participating in organized sports leagues are all within reach. Additionally, the good public schools in the area provide a strong foundation for children's education. Don't be fooled by Germantown's rural character. The town is experiencing steady growth, with new developments and businesses emerging. This ensures access to essential amenities like supermarkets, pharmacies, and healthcare facilities. Additionally, the proximity to major highways allows for an easy commute to surrounding towns like Kingston or Poughkeepsie, where residents can find a wider variety of shopping, dining, and entertainment options. Overall, Germantown is an ideal place for those seeking a peaceful escape from the urban jungle. It caters to retirees, families, or anyone who values a strong sense of community, a slower pace of life, and the beauty of the natural world, all with convenient access to nearby amenities and attractions.
Great for: Families, Retirees, Young Professionals, Diversity
Hudson
Suburban ● $$$ ● Schools: B ● Crime: B ● Community Health: Below Average ● Airport: 30 - 60 Minutes ● Small Town Charm ● Walkable
Hudson strikes a delightful balance between a peaceful, close-knit community and the cultural pulse of a nearby metropolis. The walkable downtown area boasts a vibrant mix of independent shops, art galleries, and trendy cafes. While not a bustling city, Hudson offers a surprising variety of restaurants, from farm-to-table establishments showcasing local produce to cozy gastropubs. Residents enjoy a slower pace of life, often gathering at the weekly farmer's market or attending outdoor concerts during the summer months. Hudson has long been a magnet for artists, musicians, and creative thinkers. This artistic spirit permeates the city, evident in the numerous art galleries showcasing local talent, the presence of working studios, and a calendar packed with cultural events. Whether you're an aspiring artist or simply appreciate a vibrant creative scene, Hudson offers an inspiring atmosphere that fosters artistic expression. Just outside the city limits, residents can explore hiking trails, kayak on the Hudson River, or simply relax amidst scenic landscapes. Several community gardens within the city itself provide opportunities for residents to connect with nature and enjoy a sustainable lifestyle. Living in Hudson allows you to embrace both the charm of a small town and the beauty of the surrounding natural world.
Great for: Families, Retirees, Young Professionals, Diversity, LGBTQ+
Catskill
Suburban ● $$ ● Schools: C ● Crime: B ● Community Health: Below Average ● Airport: 30 - 60 Minutes ● Eclectic Downtown
Situated amidst - and named after - the foothills of the Catskill Mountains, Catskill offers an appealing blend of small-town charm, historic significance, and access to natural beauty. The walkable village has a vibrant main street, lined with Victorian storefronts housing eclectic shops, cafes, and restaurants. The historic architecture reflects the town's rich past, with the Thomas Cole House (once home to the founder of the Hudson River School of Art) standing as a testament to its artistic heritage. Beyond the aesthetics, Catskill fosters a strong sense of community, with friendly locals and a variety of events throughout the year creating a welcoming atmosphere.
While Catskill offers a slower pace of life, it's not devoid of activity. The main street is home to a mix of shops, catering to diverse needs. Art galleries showcasing local talent, bookstores brimming with literary finds, and family-owned boutiques offering everything from handcrafted jewelry to vintage wear will tempt you to explore. Foodies will delight in the culinary scene, with cafes serving up locally-roasted coffee and an array of restaurants offering everything from farm-to-table cuisine to international flavors. For those seeking entertainment, Catskill has a microbrewery scene and a historic theater showcasing local productions.
Nature enthusiasts will find themselves right at home in Catskill. The town borders the Catskill Park, a vast natural area offering a plethora of outdoor activities. Hiking trails wind through verdant forests, leading to waterfalls and scenic overlooks. The Hudson River, a short drive away, provides opportunities for water sports and enjoying the majesty of the natural world. During winter, the landscape transforms into a winter escape, perfect for cross-country skiing, snowshoeing, or simply cozying up by a fireplace with a good book.
Whether you're seeking a peaceful escape from the hustle and bustle of city life, a place to raise a family in a close-knit community, or a hub for outdoor adventures, Catskill offers a well-rounded lifestyle at a more affordable cost compared to some areas closer to New York City.
Great for: Families, Retirees, Young Professionals, Diversity, LGBTQ+
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